The information contained on this Site is intended solely to provide general guidance on matters of interest for the personal use of the reader, who accepts full responsibility for its use. The application and impact of laws can vary widely based on the specific facts involved. Given the changing nature of laws, rules and regulations, and the inherent hazards of electronic communication, there may be delays, omissions or inaccuracies in information contained on this Site. Accordingly, the information on this Site is provided with the understanding that the authors and publishers are not herein engaged in rendering legal, accounting, financial, tax, or other professional advice or services. As such, it should not be used as a substitute for consultation with professional accounting, financial, tax, legal or other competent advisers.

While we have made every attempt to ensure that the information contained on this Site has been obtained from reliable sources, Sistema JSFC is not responsible for any errors or omissions, or for the consequences of using this information. All information on this Site is provided "as is", with no guarantee of completeness, accuracy, timeliness or of the consequences of using this information, and without warranty of any kind, express or implied, including, but not limited to warranties of performance, merchantability and/or fitness for a particular purpose. Nothing herein contained shall be taken as a substitute for the independent investigations and the technical and business judgment of the reader. In no event will Sistema JSFC, or its affiliates, directors, partners, employees or agents, be liable to you or anyone else for any decision made or action taken in reliance on the information on this Site or for any consequential, special or similar damages, even if advised of the possibility of such damages.

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Sistema Joint Stock Financial Corporation (Sistema JSFC) is an open joint-stock company registered in the Russian Federation with the registered office located at the Russian Federation, 119034, Moscow, 17/8/9 Prechistenka street, building 1.